What is the current SBP policy rate?

The State Bank of Pakistan (SBP) policy rate is the benchmark interest rate at which SBP lends to commercial banks. It directly influences consumer loan rates, mortgage rates, and deposit yields across Pakistan. This dashboard shows the latest announced rate — check the card above for the current figure.

Why does the USD/PKR rate change daily?

The Pakistani Rupee (PKR) trades freely against the US Dollar in the interbank market. Daily fluctuations are driven by Pakistan's import bill, export earnings, foreign remittances, foreign investment flows, and SBP interventions. The rate on this dashboard is the interbank reference rate; banks and exchange companies may quote slightly different rates.

What is the gold price in Pakistan today?

Gold prices in Pakistan are derived from the international London spot price (USD/troy oz) converted to PKR using the current USD/PKR exchange rate. Local market rates may vary slightly due to local demand, import duties, and dealer margins. Prices are shown per gram, per 10 grams, and per tola (11.664 grams).

What are the best National Savings rates in Pakistan?

CDNS (Central Directorate of National Savings) offers some of the safest returns in Pakistan. Bahbood Savings Certificates and Pensioners Benefit Accounts (for seniors 60+, widows, and pensioners) offer the highest rates with monthly profit payments. Regular Income Certificates and Special Savings Certificates are best for the general public seeking monthly or bi-annual income.

Pakistan Finance Dashboard 2026 — SBP Rate, USD/PKR, Gold & Silver Price, KSE-100

Q: How often is this dashboard updated?

Currency rates (USD/PKR, AED/PKR, etc.), gold price, and silver price are fetched live and refresh every 5 minutes. KSE-100 index and PSX market movers are sourced live from the PSX Data Portal. SBP policy rate, CPI inflation, and National Savings rates are manually updated when official announcements are made.

Key Indicators

Pakistan Economy

🏦

SBP Policy Rate

State Bank of Pakistan

Policy

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💱

USD / PKR

Interbank reference rate

Live

—

🥇

Gold 24K / Tola

International spot × PKR

Live

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🥈

Silver / Tola

International spot × PKR

Live

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📈

KSE-100 Index

Pakistan Stock Exchange

Live

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📊

CPI Inflation

Pakistan Bureau of Statistics

PBS

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PSX Market Movers · KSE-100

Live · PSX

Fetching PSX data…

▲ Top Gainers Price · % Change

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▼ Top Losers Price · % Change

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Live data sourced from PSX Data Portal. Markets open Mon–Fri 09:00–15:30 PKT. Prices reflect last published values outside trading hours.

PSX Market Movers · KMI-30

Live · PSX

KMI-30 tracks the top 30 Shariah-compliant stocks by market capitalisation on the PSX.

▲ Top Gainers Price · % Change

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▼ Top Losers Price · % Change

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Live data sourced from PSX Data Portal — KMI-30. Markets open Mon–Fri 09:00–15:30 PKT. Prices reflect last published values outside trading hours.

Recent Dividend Announcements

Live · PSX

Symbol	Company	Dividend	Type	Book Closure
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Cash dividends only. Source: PSX Payouts. Book closure is the date range during which you must hold shares to receive the dividend.

Precious Metals — Pakistan

Live

🥇 Gold (24K)

Per Gram

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PKR per gram

Per 10 Grams

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PKR per 10 grams

Per Tola

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PKR per tola (11.664 g)

🥈 Silver

Per Gram

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PKR per gram

Per 10 Grams

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PKR per 10 grams

Per Tola

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PKR per tola (11.664 g)

Derived from international London spot price × live USD/PKR rate. Local market prices may differ by ±0.5–2% due to import duty and dealer margins.

National Savings Rates (CDNS)

Manually updated

Scheme	Tenure	Profit Frequency	Rate (% p.a.)
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CDNS rates are set quarterly. Verify latest rates at savings.gov.pk. Bahbood & Pensioners Benefit Accounts are only available to seniors 60+, widows, and pensioners.

Exchange Rates vs PKR

Live

Currency	Code	PKR per 1 unit
Fetching live rates…

Live interbank reference rates via open.er-api.com. Bank buying/selling rates and exchange company rates will differ slightly. Use the full currency converter →

Frequently Asked Questions

What is the SBP Policy Rate and why does it matter?

The SBP Policy Rate (also called the benchmark rate) is the rate at which the State Bank of Pakistan lends overnight money to commercial banks. It is the anchor of all interest rates in Pakistan. When SBP raises the policy rate, borrowing becomes more expensive for banks, which pass the cost on to consumers via higher loan and mortgage rates. Conversely, a rate cut lowers EMIs on variable-rate loans and reduces returns on savings accounts and NSS schemes.

What is the silver price in Pakistan today?

Silver prices in Pakistan are derived from the international spot price (USD per troy ounce) converted to PKR using the live interbank USD/PKR rate. One troy ounce = 31.1035 grams; one tola = 11.664 grams. This dashboard shows the current silver price per gram, per 10 grams, and per tola. Local silver market prices (used for jewellery or industrial purposes) may vary slightly due to dealer margins and import duties.

Why does the USD/PKR rate on this page differ from what my bank shows?

This dashboard shows the interbank reference rate — the wholesale rate at which banks trade foreign currency among themselves. When you buy or sell USD at a bank or exchange company, they add a spread (typically Rs 1–3 per USD) to cover their costs and earn margin. Remittance-specific rates (e.g., for Western Union or RDA transfers) may differ further based on the channel.

How is Pakistan's gold price calculated?

Pakistan's gold price is derived from the London Bullion Market Association (LBMA) spot price in USD per troy ounce, converted to PKR using the live interbank USD/PKR rate. One troy ounce = 31.1035 grams. One tola (used in South Asian markets) = 11.664 grams. Local jewellery market prices include making charges and may vary from the spot rate by 1–3%.

Which National Savings scheme is best for me?

For monthly income (seniors/widows/pensioners): Bahbood Savings Certificate or Pensioners Benefit Account — these offer the highest rates with monthly profit payments.

For regular monthly income (general public): Regular Income Certificate (5-year) or a combination of SSC for bi-annual payments.

For maximum return (general public): Defence Savings Certificate (10-year) — profit is compounded and paid at maturity, making it ideal if you don't need current income.

For short-term parking: Short-Term Savings Certificates (3 months) or National Savings Account.

What does the KSE-100 index measure?

The KSE-100 index tracks the 100 largest companies by market capitalisation on the Pakistan Stock Exchange (PSX) in Karachi. It is the main benchmark for Pakistan's equity market performance. A rising KSE-100 generally signals investor confidence in Pakistan's economic outlook, while a falling index reflects uncertainty or outflows.

How often is this dashboard updated?

Live (every 5 minutes): USD/PKR and all currency rates, gold price in PKR, silver price in PKR.

Live (from PSX Data Portal): KSE-100 index value, PSX top gainers & losers, market breadth (advancing vs declining stocks).

Manually updated: SBP Policy Rate (updated when SBP announces a change), CPI Inflation (updated monthly when PBS releases data), and National Savings rates (updated when CDNS revises them).

Related Calculators

Data Sources

SBP Policy Rate State Bank of Pakistan sbp.org.pk/mpd

USD/PKR & Currencies Open Exchange Rates API open.er-api.com

Gold Price International spot via XAU/USD open.er-api.com

KSE-100 Index & Market Movers Pakistan Stock Exchange — Data Portal dps.psx.com.pk

CPI Inflation Pakistan Bureau of Statistics pbs.gov.pk

National Savings (CDNS) Central Directorate of National Savings savings.gov.pk

Disclaimer: This dashboard is for informational and educational purposes only. Currency rates and gold prices are live interbank reference rates and may differ from rates offered by banks or exchange companies. KSE-100 index values and market movers are sourced from the PSX Data Portal and are the property of Pakistan Stock Exchange Limited — displayed here for public informational use only. SBP policy rate and CPI data are manually maintained and may not reflect the latest announcements. Do not use this data for trading, investment, legal, or financial advice. See our Privacy Policy for details.

Pakistan Finance DashboardBeta

Key Indicators

PSX Market Movers · KSE-100

PSX Market Movers · KMI-30

Recent Dividend Announcements

Precious Metals — Pakistan

National Savings Rates (CDNS)

Exchange Rates vs PKR

Frequently Asked Questions

Related Calculators

Data Sources